Five ways for your customer to pay — bank transfer, wire, card, Bitcoin Lightning, or stablecoin. Every payment lands with a tamper-proof receipt anyone can check. No middleman in the money path.
Not sure where to start? Talk to a human → 15-min Zoom
Compare to a typical card processor at 2.9% + $0.30 — on a $50 sale you'd keep $48.25. EpochPay's bank-transfer, stablecoin, and Lightning rails are all cheaper than card for everyday payments. Worked examples on for-merchants.
We don't sit in the middle of the money path. Bank rails land in your bank; Lightning and stablecoin land in a wallet you control.
Every payment lands a receipt with a unique fingerprint. Anyone can verify it themselves on /verify — no account, no calling you, no calling us.
Anti-money-laundering scoring, identity checks, sanctions screening on every payment — without you having to wire any of it up.
Receipts live on a public record we don't control. You and your customers can still verify them forever, with or without us.
If you're integrating EpochPay yourself, here's the API. Auth on every merchant route is an API key in the Authorization header.
POST /v1/intents — signed payment intent
POST /v1/verify — anyone verifies any receipt
GET /v1/rails — fee schedule + activation state
GET /api/openapi.json — drop into Postman or Insomnia